Last year, I took a Financial Peace class as an elective at NTBI. And, I really did like a lot of what Dave Ramsey said…but most of it, I couldn’t implement at the time because pretty much all of my income went to my school bill. So, this summer, I decided that I really wanted to develop a good budget for myself as I go back to work at True Value. I want to start using the envelope system, and just having more of a plan as to where all of my money is going. I have always tended to be more of a saver than a spender, but still- I think that it will be good to write out on paper everything that I am spending my money on.
So, I will let you know how things progress, but I’m actually really excited about being so organized in my finances!